SPARTA Policy Administration System

SPARTA's Policy Administration System is a state of the art, Web-based, .NET vendor developed and supported system implemented in 50 States and the District of Columbia for its targeted lines of business. The system’s featured functionality promotes speed and ease of use, and is easily integrated to internal and external applications built in modern technology platforms.

Policy System Key Features

Lines of Business Supported

• Auto Liability and Physical Damage, General Liability, Property, Workers Compensation, Package, BOP, Inland Marine, Equipment Breakdown, Garage, Truckers, Crime
• 50 States and the District of Columbia for targeted lines of business

Common Features

• Internet Browser Based System built on .NET Framework
• Rate, Quote, and Policy Issuance
• Real-Time Transaction Processing of New Business, Endorsements, Cancellation, Reinstatements, Rewrites, Renewals
• Multiple Transaction Processing on the same day
• Out of Sequence Endorsement Processing
• Rating Worksheets for each LOB
• Policy Output prints to PDF to allow for a paperless office
• Mandatory and Optional Policy Forms available
• View and Print Individual Policy Statistical Reporting Coding Auto-Adopt Compliance maintenance plan with Regulatory Bureaus (ISO, NCCI and Independent States)
• Experience Rating Calculation Worksheet and integration into the Policy Rating Worksheet
• Automatic look up of Zip Codes which retrieve Town, Territory, Zone, Tax District and County Code from the System City File
• XML Policy Detail Output on a per policy basis extracted during user policy processing

Specific Lines of Business Features

• Auto –  Composite Rating; Vehicle Identification Number (VIN) Edit Validation integrated into the Policy System with State Specific Exceptions integrated into the application; support for more than 30 vehicle types and freeform rating screen for miscellaneous vehicle types
• General Liability – Support for Occurrence, Claims Made, Owners Contractors Protective policies, ELPS/Guide “A” rates, and Composite Rating
• Property – Automatic look-up of Protection Class Codes and Rating Territories from City Files and Support for Building/Improvements and Betterments, Business Personal Property and Business Income
• Workers Compensation – Anniversary Rating, Short Term Rating, Pending Rate Processing and State Specific Rating Plans integrated into application
• Package Policy – All major lines can be added to the Package Policy

Regulatory Value Added Services

• DMV Electronic Date Interface (EDI) Reporting – Processed by SPARTA
• ODEN implemented for Cancellation and Non-Renewal Notices – Processed by Program Administrator
• Workers Comp Policy Reporting/Proof of Coverage Reporting – Processed by SPARTA
• ISO Statistical Reporting – Processed by SPARTA
• Workers Comp Unit Statistical Reporting – Processed by SPARTA